The Funniest Insurance Claims

Road users involved in ‘incidents’ often look for an easy way out of their situation, so that they can claim damages on the insurance. Today, I’ll show you some of the most hilarious statements given on various insurance claims. Just to confirm, these are real. They have been taken from real statements made by real people. The first bunch concern incidents that occurred with pedestrians:

  • The pedestrian ran for the pavement, but I got him.
  • The guy was all over the road. I had to swerve a number of times before I hit him.
  • I was sure the old fellow would never make it to the other side of the road when I struck him.
  • To avoid hitting the bumper of the car in front I struck a pedestrian.
  • The pedestrian had no idea which way to run as I ran over him.
  • The car in front hit the pedestrian but he got up so I hit him again.
  • I saw a slow moving, sad faced old gentleman as he bounced off the roof of my car.
  • A pedestrian hit me and went under my car.
Clearly, some drivers are very deluded indeed, but what about this next lot, who were involved in accidents with other vehicles:
  • I collided with a stationary truck coming the other way.
  • A truck backed through my windshield into my wife’s face.
  • The other car collided with mine without giving warning of its intention.
  • My car was legally parked as it backed into another vehicle.
  • When I saw I could not avoid a collision I stepped on the gas and crashed into the other car.
  • I started to slow down but the traffic was more stationary than I thought.
  • The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle.
  • I was backing my car out of the driveway in the usual manner, when it was struck by the other car in the same place it had been struck several times before.
  • I was unable to stop in time and my car crashed into the other vehicle. The driver and passengers then left immediately for a vacation with injuries.
  • The gentleman behind me struck me on the backside. He then went to rest in a bush with just his rear end showing.
  • The car in front of me stopped for a yellow light, so I had no choice but to hit him.
The following statements try to answer the question, “Who is to blame?” :
  • No one was to blame for the accident but it would never have happened if the other driver had been alert.
  • I didn’t think the speed limit applied after midnight.
  • On approach to the traffic lights the car in front suddenly broke.
  • The accident was caused by me waving to the man I hit last week.
  • Windshield broke. Cause unknown. Probably Voodoo.
  • No witnesses would admit having seen the mishap until after it happened.
  • I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way.
  • I had been driving for forty years when I fell asleep at the wheel and had an accident.
  • I left for work this morning at 7am as usual when I collided straight into a bus. The bus was 5 minutes early.
  • The accident happened because I had one eye on the truck in front, one eye on the pedestrian, and the other on the car behind.
Unbelievable!
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